When You Have An Accident
With Your Rental Car
Introduction
Many people do not know when they rent a
car what their liability really is if they were to be involved
in a fender bender or have a more serious accident. They do
not realize that they must understand exactly how they are
covered and what is covered in order to prevent a catastrophic
personal loss in the event that an accident should occur.
Do You Really Need Extra Car Rental Insurance?
The first question someone
should have is “do I need extra insurance”. Generally, many
credit cards like American Express, Mastercard and Visa offer
added insurance when you use their card to rent a vehicle
but just how much coverage you have varies according to the
credit card company and also whether the rental is in the
United States or out of the country.
Personal automobile insurance
policies also cover rental cars in many cases but not always,
so it is important that you contact your insurance provider
and credit card company to find out exactly how you are covered
and how much is covered. This will help you to know whether
you need any extra insurance.
Options Available from Car Rental Companies
Car rental companies also offer insurance
options but the cost is not cheap so find out what you currently
have before you opt to purchase another policy through them.
Here are some insurance options they offer that you may want
to consider. |